Your Retirement deserves a clear FLIGHT plan.
We are a Fiduciary firm helping Delta Air Lines employees organize their finances,
make confident retirement decisions, and prepare for life after Delta.
The Retirement FLIGHT Plan™ brings every part of your financial life together into a custom coordinated strategy.
You’ll understand where you stand today, what retirement could look like, and what steps to take to get there.
We begin by reviewing your entire financial picture—what you own, where your accounts are held, and how everything fits together.
You’ll gain a clear understanding of where you stand today, giving us the foundation to build your personalized Retirement FLIGHT Plan™.
What We Review:
Cash & Savings • Investment Accounts • 401(k)s • IRAs • Pensions • Life Insurance • HSAs • Real Estate • Trusts • Inheritances • Cryptocurrency • Other Assets
We start by understanding the life you want to live in retirement—and what it will cost.
From everyday expenses to travel, hobbies, family support, and major purchases, we account for the lifestyle that’s important to you.
Then we determine how much after-tax income you’ll need to support that lifestyle throughout retirement, giving us a clear target for the rest of your Retirement FLIGHT Plan™.
We create your written retirement income plan that shows how you’ll support your desired lifestyle throughout retirement, with inflation protection built in.
We coordinate your Social Security, pensions, 401(k), investments, and other income sources so you understand where your retirement income will come from, when to use each source, and how they work together.
For Delta employees, we also evaluate applicable Delta retirement benefits, pension options, and 401(k) distribution decisions.
Your plan accounts for everyday living expenses, travel, major purchases, and other important goals—helping you make confident decisions about when and how to retire.
Your investments should work for your retirement plan—not the other way around.
Once we understand your desired Lifestyle and establish your Income Plan, we create a personalized investment strategy designed to grow your wealth, manage risk, and support your retirement income needs.
We coordinate your 401(k), IRAs, and other investment accounts into one strategy, so you understand how your money is invested, why you own what you own, and how it supports your retirement goals.
Healthcare is one of the most important expenses to plan for in retirement. We help you understand your options, anticipate potential costs, and prepare for the years ahead.
We evaluate health insurance options if you retire before age 65, help you plan for Medicare with supplemental coverages, and implement coverages for potential long-term care needs in your medical and financial future.
Your healthcare strategy becomes part of your overall Retirement FLIGHT Plan™ helping you make informed decisions while protecting the financial resources you’ve worked so hard to accumulate.
It’s not just how much you’ve saved for retirement. It’s how much you get to keep.
We develop a personalized, long-term tax strategy designed to help you reduce unnecessary taxes and make the most of your retirement savings. This includes evaluating Roth conversions, tax-efficient investment withdrawals, asset location, and charitable giving opportunities.
We also coordinate your financial strategy with your estate planning goals, helping you prepare to transfer your wealth to the people and causes that matter most to you.
By looking beyond this year’s tax bill, we help you make informed decisions today that may improve your financial future by potentially reducing lifetime taxes and preserve more of your wealth for the next generation.
We get to know each other, review your lifestyle and retirement goals, your financial position, and determine if we are a good fit.
We provide our analysis, present our recommendations, and decide together whether to move forward and become a client.
Once you’re a client and necessary accounts have transferred, we complete the process and put your Retirement FLIGHT Plan™ into action.